How SBA Financing Can Help Your Business

If you own a small business, you need a financial partner that understands the unique requirements of smaller companies. Business Capital Services will work with you to structure a small business loan that can get you the working capital and equipment you need to compete in your industry.

Qualifying Properties

Many industrial and commercial property types qualify for our SBA loans. Some of these properties include:

  • Veterinary practices
  • Gas stations and car washes
  • Hotels and motels
  • Nonconforming properties
  • Car dealerships
  • Child care facilities
  • Auto repair shops
  • Single-purpose buildings

Small Business Financing Options

Our products are designed to help you finance whatever you need to operate your business successfully. All of our financial products offer competitive interest rates and fair terms.

Cash Loans

Borrow up to $5 million to pay for renovations, refinance existing debt, or cover a host of other business needs. We offer loans through the 7a and 504 programs that have variable and fixed interest rates. Our fully-amortized loans come with 25-year repayment terms and no prepayment penalties. Approved applicants may qualify for up to 90% financing.

Existing Business Acquisition Loans

Applicants with evidence of effective business practices and strong cash flow may qualify for up to 80% financing. We offer 15-year repayment terms with no prepayment penalties and no ballooning. Prequalification for these amortized loans takes as little as 48 hours.

Equipment Financing

You may use an SBA loan to purchase almost any type of equipment for your business. Qualifying items include:

  • Manufacturing equipment
  • Laundry and dry cleaning equipment
  • Machine tools
  • Heavy equipment
  • Medical and diagnostic equipment
  • Trucking equipment
  • Printing and binding machinery

Contact Us

Call Business Capital Services to learn more about our SBA loans. We work with the approval of the Small Business Administration, meaning we can offer you an exceptional financing experience. Talk to one of our representatives to get more information and to request an application.