Business Funding Made Simple

Business Capital Services
(330) 366-8028

Manufacturing and Distribution Solutions

It is crystal clear that the ability to access the necessary capital for today’s manufacturers is at risk.  Many of the largest names in the banking sector are having solvency issues with many names now missing off financing ledgers.  Not unlike previous recessionary periods, small and mid-size manufacturers are taking a hit as lenders shrink credit lines and are tightening their credit requirements.  In many instances, historically well-known  names have stepped away from making small business manufacturing loans altogether.  In today’s economy, obtaining financing for manufacturers will certainly be challenging through the rest of 2023 and the foreseeable future. Fortunately, there are other options such as factoring available and particularly for those manufacturing businesses with quality customers with a good credit profile. And, depending on the type of goods your B2B company manufacturers , there are likely financing options available to you even if you have a less-than-perfect credit history.

Types of Companies We Have Funded

Specialty Wiring

Circuit Boards



Sheet Metal

Typical Funding Requirements

For the manufacturing and distribution sector, the primary financing tool much sought after is revolving lines of credit structure for asset-based loans.  Unlike pure factoring which addresses only accounts receivable, an asset-based loan is structured to finance  accounts receivable, inventory, and equipment.  At Business Capital Services, we have dozens of pure asset based lenders as well as SBA lenders using the 7(A) program.  Unlike factoring which required little or no credit history for your company, asset-based loan providers will require some credit history.  Much is also based upon your products and the liquidation value of you inventory in the event the loan fails.

Factoring - Availability
Availability 92%
Asset-Based Lending - Availability
Availability 89%
SBA Microloan- Availability
Availability 25%
SBA 7A- Availability
Availability 78%
Equipment Leasing
Availability 85%
Availability 17%

Request our FREE Guide on Factoring and Small Business Finance

Over 500 Lenders to Serve You

Commercial factoring (invoice finance) is one of the world’s most recognized methods of cash flow and working capital solutions for B2B business owners worldwide.  Recognized by Central Banks is an “essential” source of business finance solutions when slow paying customers cause working capital problems, factoring is one of the most popular financing options due to its relatively low cost and ease of access.

Find out more about this powerful small business financing solution by requesting our FREE booklet…”When Banks Say NO!…The Small Business Guide to Factoring”.  Just click the button above.